Your Money-App · Last updated: July 6, 2026
These terms summarize your rights and obligations when using Your Money-App (shown in-app as Paymesh). Please read them carefully.
By creating an account or using the app, you agree to these terms of service. If you do not agree, please stop using the app and delete your account. We may update these terms from time to time and will notify you of material changes through the app or email.
Your Money-App is a peer-to-peer money transfer and messaging app. You can send and receive funds with people you have added as friends, chat with those friends in the app, and withdraw your balance to a linked bank account. Your Money-App is not a bank; payment processing is performed by our partners Stripe and Plaid.
You must be at least 18 years old, a legal resident of the United States, and legally able to enter into a binding contract to use the app. Your Money-App supports U.S. dollars only. Each person may maintain only one account, and accounts are personal and non-transferable.
You are responsible for keeping your login credentials, device PIN, and biometric authentication confidential. Do not share your account with anyone. The information you provide must be accurate and kept up to date. You are responsible for all activity that occurs through your account, so notify us immediately at info@commglobalmanage.biz if you suspect unauthorized access.
You agree not to use the app for fraud, harassment, money laundering, gambling, scams, or any other illegal activity. You may not impersonate others, send unsolicited or abusive messages, or attempt to gain unauthorized access to the service. You can report or block another user from their profile screen, and we may investigate, remove content, or suspend accounts that violate these rules.
Peer-to-peer transfers between friends are free. Withdrawals to a linked bank account may carry a small fee, which is disclosed in the app before you confirm each withdrawal. Payments are processed by Stripe, and bank linking is performed by Plaid. If you believe a transaction is incorrect, contact info@commglobalmanage.biz; chargebacks and disputes are handled in accordance with Stripe’s policies and applicable law.
The app is for personal use between friends only. You may not use it for business or merchant payments, international transfers, cryptocurrency or virtual currency transactions, securities or investment activity, or to facilitate goods and services payments. Accounts engaged in prohibited activity may be suspended and funds held pending review.
The app is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we are not liable for losses arising from user error, mistyped recipients, outages or errors at third-party providers (including Stripe and Plaid), or unauthorized access caused by your failure to secure your credentials or device. Our aggregate liability for any claim is limited to the fees you paid us in the prior twelve months.
We may suspend or terminate your account if you violate these terms or if required by law. You may delete your account at any time from Settings. Some transaction records may be retained after deletion for legal, regulatory, or fraud-prevention purposes.
We may modify these terms to reflect changes in our service, the law, or our partners’ requirements. When we do, we will update the “Last updated” date at the top of this page. Your continued use of the app after notice of a change constitutes acceptance of the revised terms.
These terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules. Any disputes will be resolved in the state or federal courts located in Delaware, and you consent to that venue.
Questions about these terms can be sent to info@commglobalmanage.biz. We aim to respond within two business days.